सूक्ष्म , लघु और मध्यम उद्यम मंत्रालय Development Commissioner
Ministry of Micro, Small & Medium Enterprises


Access to Credit

Access to Credit

DC(MSME) facilitates credit support to MSEs through various schemes, operated through various financial institutes like SIDBI, NSIC and others. The details about credit scenario including main facilities / schemes operational under DC(MSME) are as below:-

Emergency Credit Line Guarantee Scheme

Link of National Credit Guarantee Trustee Company ltd.(NCGTC)

Link of Emergency Credit Line Guarantee Scheme (ECLGS) - Operational Guidelines

Distressed Assets Fund - subordinate debt for stressed MSMEs

Approved Guidelines on ‘Distressed Asset Fund - Subordinated Debt for Stressed MSMEs

RBI Circular in regard to Distressed Assets Fund -Subordinate Debt for Stressed MSMEs

Frequently Asked Question (FAQs ) on Distressed Asset Fund - Subordinated Debt for Stressed MSMEs

Circular issued by CGTMSE


SRI Fund

Guidelines for SRI Fund

Other Scheme

Notification of Operational Guidelines for Implementing the "Interest Subvention Scheme for MSMEs, 2018".

Issue of Acknowledgement of Loan Application to MSME borrowers(RBI Circular).

Collateral free, Credit facility:-      CGT-MSE (Credit Guarantee trust Fund for MSEs)

Credit to Low income category     Micro Finance Programme

Assistance to Women Entrepreneurs    TREAD (Trade Related Entrepreneurship Assistance and Development)